Commercial Insurance

Commercial

Industrial

Motor Fleet

Asset All Risk

Body Corporate

Restaurant

Hospitality

Liabilities

Agriculture & Marine

Industry Specific Tailored Solutions

The GBF Group offers a comprehensive range of both local and international bespoke commercial insurance solutions, meticulously provided by A-rated Insurers and Reinsurers alike.

Our offerings include specialized products for sectors such as construction, technology, and healthcare, allowing us to cater to a wide spectrum of business activities.
These solutions are specifically designed to address the unique and varying requirements of diverse industries, ensuring that each client receives the most appropriate coverage for their needs.

With years of experience, our team consistently analyzes market trends and client feedback to ensure that we remain at the forefront of the insurance industry.
Our goal is to effectively derisk each unique commercial need, providing strategies and support that enhance the stability and success of our clients in an ever-changing market.

Scroll to Top

Commercial

Commercial insurance offers extensive coverage for various risks that may affect businesses across different sizes and industries, and it can be tailored to accommodate specific requirements and financial considerations.

Coverage Includes
  • Property – buildings and associated fixtures
  • Assets – comprehensive cover for all movable asset
  • Business interruption
  • Money including Accounts receivable
  • Glass
  • Accidental Damage
  • Fidelity guarantee
  • Goods in transit
  • All Risks cover
  • Liabilities (Broadform)
  • Group personal accident
  • Motor including retail value extender
  • Electronic equipment
  • Loss of use cover

Industrial

Industrial risks associated with manufacturing facilities and processes necessitate specialized coverage and customized policy frameworks. Due to the inherently hazardous nature of these risks, our Industrial plan places a significant emphasis on risk management, devising solutions that enhance existing insurance structures.

Motor Fleet

We provide comprehensive cover options for corporate motor fleets, including related liability exposures. Custom solutions are available, incorporating aggregate excess structures, deposit premium or burning cost models, and Alternative Risk Transfer (Self-Insurance Funding) strategies.

Asset All Risk

Our Assets All Risk insurance plan is specifically designed to meet the needs of large commercial enterprises with multiple locations, significant insured values, and intricate risk management requirements. This comprehensive solution integrates material damage and loss of profits coverage on an all-risk basis, complemented by sub-limits and extensions. It provides extensive protection while streamlining administrative processes for both brokers and clients, resulting in a risk management program tailored to the unique demands of large commercial clients.

Body Corporate

Specifically designed for Sectional Title schemes and Homeowners Associations, this body corporate plan offers extensive coverage for buildings and associated liability risks. It is customized to fulfill the requirements of both residential and commercial (non-manufacturing) complexes, and incorporates vital features such as geyser maintenance and 24-hour emergency assistance, supported by a network of qualified contractors.

Restaurants

Our restaurant product is meticulously designed to cater to a diverse array of food establishments, ranging from fast food outlets to fine dining venues. It encompasses industry-specific coverage as a standard feature, with the option to augment protection as required. This product is tailored to meet the needs of restaurants of all sizes, including franchises and quick-service locations.

Hospitality

Our Hospitality insurance plan is specifically designed to address the distinct challenges encountered by businesses within the hospitality sector. Covering a range of establishments from hotels and lodges to guesthouses, B&Bs, and tour operators, this plan provides flexible, specialized coverage tailored to your client’s unique requirements. Collaborating with expert hospitality underwriters, we offer a bespoke insurance solution that accounts for the intricate nature of this vibrant industry.

Liabilities

Our Liability Insurance Plan delivers a flexible and integrated solution designed to address your business’s specific risk profile. By consolidating all coverage under a single policy and aligning it with your commercial asset coverage, it ensures comprehensive and streamlined protection in one cohesive package.
Coverage Includes
  • Broadform cover inclusive of products, defective workmanship and employees liability 
  • Cyber liability
  • Directors and Officers
  • Various limits
  • Optional Care, Custody and control extension
  • All lines available under one policy, one debit and attached to the main commercial assets policy

Agriculture & Marine

Our Marine Insurance solution provides extensive, all-risk coverage for goods throughout the logistics chain, encompassing transit, loading and unloading, as well as temporary or permanent storage and warehousing. Coverage applies to goods owned by the insured or for which the insured has legal or contractual obligations, regardless of their care, custody, or control. Additionally, our Agricultural Insurance offering is specifically designed to address the unique and often intricate risk profiles associated with farming and agri-business operations, delivering customized protection that aligns with the realities of the agricultural sector.